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0% APR with Google Store Financing on Phone and Qualifying Purchases: Google Store Financing is a credit card issued and serviced solely by Synchrony Bank and can be used only for purchases at store.google.com. Credit card application decisions are made solely by Synchrony Bank. 0% APR with equal monthly payments is available every day on Phone Purchases (as defined in the credit card agreement). At times, we may offer Equal Pay Financing promotions with 0% APR on identified Qualifying Purchases (and all other items purchased in the same sales transaction). No interest will be charged on Phone Purchases or Qualifying Purchases and equal monthly payments are required equal to the total Phone or Qualifying Purchase amount divided by the number of months in the applicable promotional period, rounded to the whole cent. Any estimated monthly payments shown on a Phone Purchase or Qualifying Purchase may be shown rounded to the next whole dollar (for ease of display) or may be shown rounded to the whole cent. See your billing statement for your actual equal monthly payment required, which will be rounded to the whole cent. If you make your payments by the due date each month, the monthly payment (adjusted for taxes, delivery and any other items purchased in the same sale transaction) should allow you to pay off the Phone Purchase or Qualifying Purchase within the number of months advertised if this balance is the only balance on your account during the promotional period. If you have other balances on your account, this monthly payment will be added to the monthly payment applicable to those balances. New Accounts as of 6/27/24: Purchase APR for Phone Purchases 0.00%. Purchase APR for Other Purchases 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.